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What should you never say when negotiating debt forgiveness with a creditor?

Certain phrases can hurt a settlement deal before it starts, so you should avoid saying these things to creditors.

Published by CBS News

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A magnifying glass on gray fabric with a tag reading "DEBT SETTLEMENT".
A magnifying glass on gray fabric with a tag reading "DEBT SETTLEMENT". AI-written description A generic or stock image — The image shows a magnifying glass with a tag reading "DEBT SETTLEMENT," which is related to the topic of debt forgiveness, but it does not depict the act of negotiating.
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