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Debt settlement and debt forgiveness aren't the same — here's what to know

Debt settlement can reduce what you owe, while debt forgiveness can eliminate it. Here's how each works and what to know.

Where: Virginia, West Virginia, Washington, Colorado, Rhode Island, Wyoming, Wisconsin, Oregon, Vermont, North Dakota

Exact coordinates

virginia: 37.430, -78.660
west virginia: 38.600, -80.630
washington: 38.910, -77.040
colorado: 39.550, -105.780
rhode island: 41.580, -71.480
wyoming: 43.080, -107.290
wisconsin: 43.780, -88.790
oregon: 43.800, -120.550
vermont: 44.560, -72.580
north dakota: 47.550, -100.470

Read it at CNBC See this on the map

Debt settlement and debt forgiveness aren't the same — here's what to know
What might happen next? AI-generated

These scenarios are written by an AI language model from the headline and summary above. They are not predictions from the newsroom, and they are not evidence of anything. Every one is given a deadline and checked against later coverage, and the score is published on the ledger — including the ones that miss.

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