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Can a creditor increase your interest rate after a missed payment?

Falling behind on a credit card balance can get expensive fast, but the rules around rate hikes still play a role.

Published by CBS News

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A collection of colorful, stylized credit cards on a light blue background.
A collection of colorful, stylized credit cards on a light blue background. AI-written description A generic or stock image — The image shows stylized credit cards, which is consistent with the topic of credit card balances mentioned in the summary, but it does not specifically depict a rate increase after a missed payment.
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